13SOL24: planning for…after

We should have done it long ago. It was one of those things we just kept putting off and putting off. Then it was just embarrassing. Who has time to actually go see someone to do estate planning? There is SO much involved with this. After much hemming and hawing and pushing it off yet again, I finally just made an appointment. It has been on our to do list for literally almost nine years.

Don’t judge.

I was not prepared. I printed out the info sheet we were sent and started to fill it in. All the usually stuff like names and birthdays. I knew they were going to ask who was going to be in charge of our medical, financial, and legal decisions if we were unable to do it. I think in the back of my head I even knew we were going to have to make sure we made arrangements for the kids.

I was not prepared for them to want to know every last dime we had in every damn account known to man…and the left pocket of my long forgotten winter coat while you’re at it. I should have realized this but it just didn’t hit to me until we sate down to fill out the paperwork. So now I’m trying to think about all the places I have assets.

pensions, savings, checking 
check, check, check

IRA, Roth IRA, UTMA
check, check, check again

403b, 401k
check, check

life insurance and more life insurance
check and check

jewelry
not much but some

home
how much do we owe on it? to whom? i feel like they are always selling off our mortgage

cars
worth is negligible

long forgotten investment
side-eye my husband

So much information to gather.

So many decisions to make.

So much anxiety.

And BINGO. Now I know why we’ve both kind of let this one float along for so long. It’s not anxiety about death and dying. That I can handle. We all will have our time. But neither one of us was prepared to hunt down and organize all this information. I’m already dizzy thinking about all I need to gather by Friday at 4:30. Ugh.

But when it is done, I will feel sweet relief at checking something so very important off of the list. It’ll go from utter chaos to organized perfection. At least for a little while. Until then, I’ll be super annoyed just trying to access long ago forgotten passwords for my accounts I haven’t looked at in years.

I am writing for the 17th annual Slice of Life challenge presented by Two Writing Teachers.

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